IBM is teaming up with non-profit Sovrin Foundation to use blockchain technology to build a framework of global identity for both individuals and businesses, which aims to make everything in the online space as true and authentic as in the offline space (or "real world").

After years of investment in digital transformation, the top US banks have actually started to pull away with market share while smaller regional banks are left behind, based on a study by Accenture of US banks, in reference to core banking systems, back-office processes, and workforce development.

The tech giant, Google, is making movements in the blockchain space and looking to stay ahead of the competition with developments in its cloud systems.  As another tech giant, Facebook, has come under huge scrutiny for its mishandling of private information, blockchain offers enhanced security of information on this distributed ledger platform, highly benefiting Google and users globally.

Trouble keeping up with the latest cryptocurrency and bitcoin news and trends? It's even more difficult to be clear on what governments are regulating worldwide on a country-by-country basis.  The existing gray area of where crypto exists in the financial system and lack of unison from nations have created this mixed stance.

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The recent struggles for Bitcoin to get back to its 2017 peak (or even the $10,000 price point) have many in the finance world thinking the downward spiral has started already.  Stefan Hofrichter, a leader of well-known money manager, Allianz Global Investors, agrees based on what has happened in the past with bubbles.

Despite the growing force of machine learning, businesses are struggling internally to find usable applications for the new technology.  Companies are able to figure out how models and algorithms work, but not sure how to use it yet to solve current issues they face.

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Despite Bitcoin's future taking the majority of the top stories in finance, multiple fintech companies are experiencing noteworthy growth and tackling today's critical issues from fraud detection, streamlining loan approval, to going beyond standard credit score decisioning in underwriting loans.

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Artificial Intelligence, no longer just a buzzword, will have a major impact to work and how your company runs its business.  Our current digital age of technology shaping and enhancing experience will welcome AI and its multiple benefits for employees and customers.

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Although Bitcoin has been on the steep decline in 2018, its fluctuations throughout the years are part of its 9-year history from less than $0.01 (October 2009) to its all-time high of $19,783 (December 17, 2017), and most recently $6000 (start of February 2018).

As the fintech movement continues to evolve from traditional banks to solely digital banks, startups and more established fintechs are launching efforts to become neobanks.

Neobanks are companies that target improving consumer banking through minimizing or eliminating fees and offering advice that customers need (most commonly around budgeting or saving) through a simple digital user experience.

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Millennials are a generation full of tech-savvy consumers that live for innovation, sleek design, and the latest tech.  Underneath the surface, however, these users highly value convenience, customization , and transparency.   Fintechs have clearly embraced these value propositions with ........

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Years from now when today's popular discussion of bitcoin and cryptocurrency has faded away, blockchain and its revolutionary applications will remain strong and ongoing.  Here's why ....

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As Bitcoin saw a huge leap in price last year, many of its expected (criminal) users are now using the cryptocurrency a lot less due to law enforcement being able to uncover transaction patterns.  These users are instead choosing other Bitcoin alternatives ....

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"I believe 2018 is the year that this (artificial intelligence) will start to become mainstream, to begin to impact many aspects of our lives in a truly ubiquitous and meaningful way."

Ralph Haupter,, president of Microsoft Asia.

Bitcoin investors are looking forward to another record-breaking year in 2018, as 2017 showed what was possible for the new era of cryptocurrencies worldwide.  At the other end, opposing parties firmly believe that the meteoric rise will definitely come crashing down. Here are the key arguments as to why ....